Documents Required to Buy Property in Bangalore

Title deed & 30-year chainMust haveProves who owns the land / flat, going back 30 years.⚠ Without it you can't be sure the seller owns what they're selling.Where: Seller / builder; have a lawyer trace it at the sub-registrar office.Encumbrance Certificate (EC)Must haveLists every loan, mortgage or claim registered on the property.⚠ A hidden loan can become your problem after you buy.Where: Download from Kaveri Online Services (kaverionline.karnataka.gov.in).Sanctioned building planMust haveThe BBMP / BDA / BMRDA-approved drawings.⚠ Deviations can lead to penalties or demolition.Where: Builder; compare with the actual building.RERA registrationMandatory registration for new projects; locks in the possession date.⚠ Unregistered projects can't legally be sold.Where: rera.karnataka.gov.in — search the project and phase.Land conversion order (DC conversion)Converts agricultural land to residential use.⚠ Building on unconverted land is illegal.Where: Builder / landowner; from the Deputy Commissioner's office.Commencement Certificate (CC)Permission to start construction.⚠ Construction without CC can be stopped.Where: Builder.Water, power & fire NOCsClearances from BWSSB, BESCOM and the fire department.⚠ Utilities may not be connected on time.Where: Builder.Bank approval lettersWhich banks have approved the project for home loans.⚠ If big banks won't lend, ask why.Where: Builder; confirm with the bank.

The papers to see before you pay anything

25 photos to take on your site visit